XM Account Types Review 2025

Detailed analysis of XM broker's trading accounts: XM Micro, Standard, and XM Zero accounts. Find the perfect XM trading account type for your trading style and experience level.

Account Types Rating: 4.8/5

Account Comparison at a Glance

Beginners

Micro Account

Perfect for new traders

$5
Minimum Deposit
  • Spreads from 1 pip
  • Leverage up to 1:1000
  • Micro lot sizes
  • No commission
Open Micro Account
Most Popular

Standard Account

Ideal for most traders

$5
Minimum Deposit
  • Spreads from 1 pip
  • Leverage up to 1:1000
  • Standard lot sizes
  • No commission
Open Standard Account
Advanced

XM Zero Account

For professional traders

$100
Minimum Deposit
  • Spreads from 0 pips
  • Leverage up to 1:500
  • Standard lot sizes
  • $3.5 commission per lot
Open Zero Account

Detailed Account Comparison

FeatureMicro AccountStandard AccountXM Zero Account
Minimum Deposit$5$5$100
SpreadsFrom 1 pipFrom 1 pipFrom 0 pips
CommissionNo commissionNo commission$3.5 per lot
Maximum Leverage1:10001:10001:500
Lot SizeMicro (0.01)Standard (1.0)Standard (1.0)
Maximum Volume100 lots50 lots50 lots
Hedge AllowedYesYesYes
PlatformMT4, MT5MT4, MT5MT4, MT5

In-Depth Account Analysis

Micro Account - Perfect for Beginners

Designed for new traders who want to learn with minimal risk

Advantages

  • • Ultra-low minimum deposit of just $5
  • • Micro lot sizes perfect for learning
  • • High leverage up to 1:1000
  • • No commission fees
  • • Same spreads as Standard account
  • • Access to all trading instruments

Considerations

  • • Limited to micro lot sizes only
  • • May not be suitable for large-scale trading
  • • Profit potential is smaller due to lot size

Who Should Choose This Account?

The Micro account is ideal for complete beginners, those with limited capital, or traders who want to test strategies with real money but minimal risk. It's also perfect for educational purposes.

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Account Types FAQ

Get answers to the most common questions about XM broker

Q:What's the difference between XM Micro and Standard accounts?

A:

The main difference is the lot size: XM Micro accounts trade in micro lots (1,000 units), while Standard accounts trade in standard lots (100,000 units). Both have the same $5 minimum deposit, same spreads from 0.8 pips, and support the same instruments. Micro accounts are ideal for beginners or those wanting to trade smaller positions.

Q:Which XM account type is best for beginners?

A:

The XM Micro account is best for beginners because it allows trading with smaller position sizes (micro lots), reducing risk while learning. With just a $5 minimum deposit and the same features as other accounts, beginners can practice real trading with minimal capital exposure.

Q:Does XM offer Islamic accounts?

A:

Yes, XM offers Swap-Free Islamic accounts that comply with Sharia law. These accounts do not charge overnight swap/rollover interest. Islamic accounts are available for all account types (Micro, Standard, XM Ultra Low) upon request and approval.

Q:Can I have multiple XM accounts?

A:

Yes, XM allows you to open up to 8 different trading accounts under one client profile. You can have different account types, base currencies, and leverage settings for different trading strategies. This flexibility is useful for segregating strategies or testing different approaches.

Ready to Choose Your Account Type?

Start your trading journey with XM today. All account types come with the same excellent customer support and trading conditions.

Open Your XM Account Now