XM Regulation & Safety Review 2025

Comprehensive analysis of XM Global's regulatory compliance and safety measures. Is XM broker safe for trading? Complete security and license review.

Fully Regulated

Safety Rating: 4.9/5

XM Global Regulatory Licenses

CySEC - Cyprus

European Union Regulation

120/10

License Number

✓ MiFID II Compliant

✓ EU Investor Protection

FSA - Seychelles

International Operations

SD190

License Number

✓ Securities Dealer License

✓ Global Client Coverage

FSC - Mauritius

Investment Dealer License

GB23202700

License Number

✓ Investment Dealer

✓ African Market Access

XM Regulatory Compliance Details

Regulatory Body	License Type	License Number	Coverage	Client Protection	Status
CySEC (Cyprus)	Investment Firm	120/10	EU Residents	€20,000 per client	Active
FSA (Seychelles)	Securities Dealer	SD190	International	Segregated Funds	Active
FSC (Mauritius)	Investment Dealer	GB23202700	Global	Segregated Funds	Active
CySEC (Belize)	Financial Services	000261/27	Americas	Segregated Funds	Active

XM Client Fund Protection

Fund Segregation

Segregated Bank Accounts

Client funds kept separate from company operational funds

Tier-1 Banks

Funds held with reputable international banking institutions

Daily Reconciliation

Regular monitoring and reporting of segregated accounts

Investor Compensation

EU Investor Protection

Up to €20,000 compensation for EU clients (CySEC)

Professional Indemnity Insurance

Additional insurance coverage for operational risks

Regular Audits

Independent audits ensure compliance and fund safety

XM Security & Technology Protection

Data Encryption

256-bit SSL encryption
Secure data transmission
Protected personal information
GDPR compliance

Authentication

Two-factor authentication
Secure login protocols
Account activity monitoring
Anti-fraud systems

Infrastructure

Redundant data centers
99.98% uptime guarantee
DDoS protection
Regular security audits

XM Awards & Recognition

Industry Awards

Best Customer Service Global 2024

Capital Finance International Magazine

Best Trading Competitions MENA 2025

Smart Vision Summit Oman

Best User Experience 2024

The Global Economics

Trust Indicators

15+ Years Operating

Established since 2009, long track record

15+ Million Clients

Trusted by traders worldwide

10+ Billion Trades Executed

Proven execution and reliability

Is XM Safe? Safety Checklist

Multiple Regulatory Licenses

Segregated Client Funds

Investor Compensation Scheme

Regular Regulatory Audits

Advanced Security Technology

15+ Years Operating History

Industry Awards & Recognition

Transparent Business Practices

VERDICT: XM IS SAFE TO TRADE WITH

Learn More About XM Broker

XM Account Types

Safe and secure account options for all trader levels

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XM vs Competitors

Compare XM's safety with other brokers

Safety Comparison

XM Personal Area

Secure client dashboard and account management

Security Features

Regulation & Safety FAQ

Get answers to the most common questions about XM broker

Q:Which regulatory bodies oversee XM?

XM is regulated by three major financial authorities: CySEC (Cyprus Securities and Exchange Commission - license 120/10), ASIC (Australian Securities and Investments Commission - license 443670), and IFSC (International Financial Services Commission of Belize - license 60/354/TS/19).

Q:Are client funds protected at XM?

Yes, XM segregates client funds in tier-1 banks, separate from company operating funds. XM also provides negative balance protection, ensuring you cannot lose more than your account balance. European clients may be covered by the Investor Compensation Fund (ICF) up to €20,000.

Q:Has XM ever been fined or had regulatory issues?

XM has maintained a clean regulatory record since 2009 with no major fines or sanctions from its regulators. The broker complies with strict European MiFID II regulations and maintains transparent operations. XM undergoes regular audits by its regulatory bodies.

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Start trading with confidence knowing your funds are protected by multiple regulations and industry-leading security measures.

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