XM Spreads Review 2025

Comprehensive analysis of XM Global spreads across all currency pairs and account types. Real-time spread monitoring and comparison with industry standards.

Spreads Rating: 4.7/5
Competitive
January 14, 2025
Reviewed: Jan 2025
Next Update: Jan 21
v7.0
6 min read1,800 words
Live Data

Live Market Prices

EUR/USD
Spread: 0.8 pips
1.0892
+0.11%
GBP/USD
Spread: 1 pips
1.2756
-0.18%
USD/JPY
Spread: 1.2 pips
145.6700
+0.31%
Gold
Spread: 0.35 pips
2065.30
+0.41%
Prices are indicative. Actual trading spreads may vary.

XM Live Spreads Dashboard

Most Popular

EUR/USD

European-US Dollar

0.8 pips
Standard Account
✓ Industry Leading
Major Pair

GBP/USD

British Pound-US Dollar

1.2 pips
Standard Account
✓ Competitive
Zero Account

EUR/USD

Ultra-tight spreads

0.0 pips
+ $3.5 commission
✓ Professional

Complete XM Spreads Analysis

Currency PairMicro AccountStandard AccountXM Zero AccountIndustry AverageXM Rating
EUR/USD1.0 pips0.8 pips0.0 pips*1.2 pips
Excellent
GBP/USD1.5 pips1.2 pips0.1 pips*1.8 pips
Excellent
USD/JPY1.2 pips1.0 pips0.1 pips*1.4 pips
Excellent
USD/CHF2.0 pips1.8 pips0.2 pips*2.2 pips
Good
AUD/USD1.8 pips1.5 pips0.1 pips*1.9 pips
Good
USD/CAD2.2 pips2.0 pips0.3 pips*2.5 pips
Good
* XM Zero account spreads + $3.5 commission per standard lot

XM Spreads by Trading Session

Asian Session

00:00 - 09:00 GMT

EUR/USD:1.0 pips
USD/JPY:0.8 pips
AUD/USD:1.2 pips
✓ Excellent for Asian pairs

London Session

08:00 - 17:00 GMT

EUR/USD:0.8 pips
GBP/USD:1.2 pips
EUR/GBP:1.5 pips
✓ Tightest spreads period

New York Session

13:00 - 22:00 GMT

EUR/USD:0.9 pips
USD/CAD:2.0 pips
USD/CHF:1.8 pips
✓ Great for USD pairs

What Affects XM Spreads?

Factors That Tighten Spreads

High Market Liquidity
During London and New York overlap (13:00-17:00 GMT)
Major Currency Pairs
EUR/USD, GBP/USD, USD/JPY have tightest spreads
Normal Market Conditions
Stable economic environment with low volatility
XM Zero Account
Raw spreads from 0.0 pips (plus commission)

Factors That Widen Spreads

Market Volatility
During major news events and economic releases
Low Liquidity Periods
During market close, weekends, and holidays
Exotic Currency Pairs
Lower trading volume results in wider spreads
Market Gaps
Sunday market open or after significant events

XM vs Competitors - Interactive Spread Comparison

Interactive spread comparison chart

EUR/USD

Lower is better
XM Global0.8 pips
eToro3 pips
XM Wins - 73% Better

GBP/USD

Lower is better
XM Global1.2 pips
eToro5 pips
XM Wins - 76% Better

USD/JPY

Lower is better
XM Global1 pips
Plus5002.5 pips
XM Wins - 60% Better

AUD/USD

Lower is better
XM Global1.5 pips
Plus5002.8 pips
XM Wins - 46% Better

USD/CHF

Lower is better
XM Global1.8 pips
eToro3.2 pips
XM Wins - 44% Better

XM vs Competitors Spread Comparison

EUR/USD Spreads

XM Global0.8 pips
eToro3.0 pips
Plus5002.0 pips
IC Markets0.1 pips*

GBP/USD Spreads

XM Global1.2 pips
eToro5.0 pips
Plus5003.0 pips
IC Markets0.3 pips*
* IC Markets spreads with additional commission charges

More About XM Trading

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Spreads FAQ

Get answers to the most common questions about XM broker

Q:Are XM spreads fixed or variable?

A:

XM spreads are variable, meaning they fluctuate based on market conditions and liquidity. During high liquidity periods (London-New York session overlap), spreads are typically tighter. During news events or low liquidity periods, spreads may widen temporarily.

Q:Does XM charge commissions?

A:

XM Standard and Micro accounts have no commission - the spread is the only cost. The XM Ultra Low account has lower spreads but may charge a small commission depending on the instrument. All pricing is transparent with no hidden fees.

Q:What are XM's overnight swap fees?

A:

XM charges or pays swap fees (rollover interest) for positions held overnight. Swap rates vary by instrument and are based on interbank rates. You can view current swap rates in the MT4/MT5 platform or on the XM website. Islamic swap-free accounts are available for eligible clients.

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